LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,822
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,185
−HK$1,385/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,751
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,059
−HK$1,326/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,094
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,586
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,222
−HK$1,662/mo
Today · 4.125%
HK$55,884
baseline
▲ 0.50% · 4.625%
HK$59,284
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,768/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,501
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,070
−HK$1,592/mo
Today · 4.125%
HK$61,662
baseline
▲ 0.50% · 4.625%
HK$64,912
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,324/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,350
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,259
−HK$1,939/mo
Today · 4.125%
HK$65,198
baseline
▲ 0.50% · 4.625%
HK$69,165
+HK$3,967/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,396/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,252
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,082
−HK$1,857/mo
Today · 4.125%
HK$71,939
baseline
▲ 0.50% · 4.625%
HK$75,731
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,878/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,879
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,333
−HK$2,492/mo
Today · 4.125%
HK$83,825
baseline
▲ 0.50% · 4.625%
HK$88,926
+HK$5,101/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,650/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,752
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,106
−HK$2,387/mo
Today · 4.125%
HK$92,493
baseline
▲ 0.50% · 4.625%
HK$97,369
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$184,986/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,671 · Scale 2, in force from 26 Feb 2026)