LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,822
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,185
−HK$1,385/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,404
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,752
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,059
−HK$1,327/mo
Today · 4.125%
HK$51,386
baseline
▲ 0.50% · 4.625%
HK$54,094
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,772/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,587
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,223
−HK$1,661/mo
Today · 4.125%
HK$55,884
baseline
▲ 0.50% · 4.625%
HK$59,285
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,768/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,502
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,071
−HK$1,592/mo
Today · 4.125%
HK$61,663
baseline
▲ 0.50% · 4.625%
HK$64,913
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,326/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,351
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,260
−HK$1,939/mo
Today · 4.125%
HK$65,199
baseline
▲ 0.50% · 4.625%
HK$69,166
+HK$3,967/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,398/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,253
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,083
−HK$1,857/mo
Today · 4.125%
HK$71,940
baseline
▲ 0.50% · 4.625%
HK$75,732
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,880/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,880
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,334
−HK$2,493/mo
Today · 4.125%
HK$83,827
baseline
▲ 0.50% · 4.625%
HK$88,927
+HK$5,100/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,654/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,753
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,107
−HK$2,387/mo
Today · 4.125%
HK$92,494
baseline
▲ 0.50% · 4.625%
HK$97,370
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$184,988/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,681 · Scale 2, in force from 26 Feb 2026)