LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,824
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,385/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,406
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,754
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,062
−HK$1,326/mo
Today · 4.125%
HK$51,388
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,776/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,589
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,225
−HK$1,662/mo
Today · 4.125%
HK$55,887
baseline
▲ 0.50% · 4.625%
HK$59,288
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,774/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,505
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,074
−HK$1,592/mo
Today · 4.125%
HK$61,666
baseline
▲ 0.50% · 4.625%
HK$64,916
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,332/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,354
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,939/mo
Today · 4.125%
HK$65,201
baseline
▲ 0.50% · 4.625%
HK$69,169
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,402/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,256
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,086
−HK$1,857/mo
Today · 4.125%
HK$71,943
baseline
▲ 0.50% · 4.625%
HK$75,736
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,886/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,884
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,337
−HK$2,493/mo
Today · 4.125%
HK$83,830
baseline
▲ 0.50% · 4.625%
HK$88,931
+HK$5,101/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,660/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,757
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,111
−HK$2,388/mo
Today · 4.125%
HK$92,499
baseline
▲ 0.50% · 4.625%
HK$97,374
+HK$4,875/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$184,998/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,714 · Scale 2, in force from 26 Feb 2026)