LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,826
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,189
−HK$1,385/mo
Today · 4.125%
HK$46,574
baseline
▲ 0.50% · 4.625%
HK$49,408
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,148/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,756
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,063
−HK$1,327/mo
Today · 4.125%
HK$51,390
baseline
▲ 0.50% · 4.625%
HK$54,099
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,780/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,591
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,227
−HK$1,662/mo
Today · 4.125%
HK$55,889
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,778/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,507
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,076
−HK$1,592/mo
Today · 4.125%
HK$61,668
baseline
▲ 0.50% · 4.625%
HK$64,919
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,336/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,356
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,265
−HK$1,939/mo
Today · 4.125%
HK$65,204
baseline
▲ 0.50% · 4.625%
HK$69,171
+HK$3,967/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,408/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,258
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,089
−HK$1,857/mo
Today · 4.125%
HK$71,946
baseline
▲ 0.50% · 4.625%
HK$75,738
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,892/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,887
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,340
−HK$2,494/mo
Today · 4.125%
HK$83,834
baseline
▲ 0.50% · 4.625%
HK$88,935
+HK$5,101/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,668/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,761
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,114
−HK$2,388/mo
Today · 4.125%
HK$92,502
baseline
▲ 0.50% · 4.625%
HK$97,378
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,004/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,740 · Scale 2, in force from 26 Feb 2026)