LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,826
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,190
−HK$1,385/mo
Today · 4.125%
HK$46,575
baseline
▲ 0.50% · 4.625%
HK$49,409
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,150/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,756
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,064
−HK$1,327/mo
Today · 4.125%
HK$51,391
baseline
▲ 0.50% · 4.625%
HK$54,099
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,782/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,592
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,228
−HK$1,662/mo
Today · 4.125%
HK$55,890
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,780/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,508
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,077
−HK$1,592/mo
Today · 4.125%
HK$61,669
baseline
▲ 0.50% · 4.625%
HK$64,919
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,338/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,357
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,265
−HK$1,940/mo
Today · 4.125%
HK$65,205
baseline
▲ 0.50% · 4.625%
HK$69,172
+HK$3,967/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,410/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,259
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,090
−HK$1,857/mo
Today · 4.125%
HK$71,947
baseline
▲ 0.50% · 4.625%
HK$75,739
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,894/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,887
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,341
−HK$2,493/mo
Today · 4.125%
HK$83,834
baseline
▲ 0.50% · 4.625%
HK$88,936
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,668/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,762
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,115
−HK$2,388/mo
Today · 4.125%
HK$92,503
baseline
▲ 0.50% · 4.625%
HK$97,379
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,006/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,748 · Scale 2, in force from 26 Feb 2026)