LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,828
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,191
−HK$1,385/mo
Today · 4.125%
HK$46,576
baseline
▲ 0.50% · 4.625%
HK$49,411
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,152/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,758
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,066
−HK$1,327/mo
Today · 4.125%
HK$51,393
baseline
▲ 0.50% · 4.625%
HK$54,102
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,786/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,594
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,230
−HK$1,662/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$59,293
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,510
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,079
−HK$1,592/mo
Today · 4.125%
HK$61,671
baseline
▲ 0.50% · 4.625%
HK$64,922
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,342/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,359
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,268
−HK$1,939/mo
Today · 4.125%
HK$65,207
baseline
▲ 0.50% · 4.625%
HK$69,175
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,414/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,262
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,092
−HK$1,858/mo
Today · 4.125%
HK$71,950
baseline
▲ 0.50% · 4.625%
HK$75,742
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,900/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,891
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,345
−HK$2,493/mo
Today · 4.125%
HK$83,838
baseline
▲ 0.50% · 4.625%
HK$88,939
+HK$5,101/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,676/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,765
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,119
−HK$2,388/mo
Today · 4.125%
HK$92,507
baseline
▲ 0.50% · 4.625%
HK$97,383
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,014/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,776 · Scale 2, in force from 26 Feb 2026)