LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,830
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,193
−HK$1,385/mo
Today · 4.125%
HK$46,578
baseline
▲ 0.50% · 4.625%
HK$49,412
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,156/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,760
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,068
−HK$1,326/mo
Today · 4.125%
HK$51,394
baseline
▲ 0.50% · 4.625%
HK$54,103
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,788/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,596
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,232
−HK$1,662/mo
Today · 4.125%
HK$55,894
baseline
▲ 0.50% · 4.625%
HK$59,295
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,788/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,512
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,081
−HK$1,592/mo
Today · 4.125%
HK$61,673
baseline
▲ 0.50% · 4.625%
HK$64,924
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,346/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,361
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,270
−HK$1,939/mo
Today · 4.125%
HK$65,209
baseline
▲ 0.50% · 4.625%
HK$69,177
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,418/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,264
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,095
−HK$1,857/mo
Today · 4.125%
HK$71,952
baseline
▲ 0.50% · 4.625%
HK$75,745
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,904/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,893
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,347
−HK$2,494/mo
Today · 4.125%
HK$83,841
baseline
▲ 0.50% · 4.625%
HK$88,942
+HK$5,101/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,682/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,768
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,122
−HK$2,388/mo
Today · 4.125%
HK$92,510
baseline
▲ 0.50% · 4.625%
HK$97,386
+HK$4,876/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,020/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,801 · Scale 2, in force from 26 Feb 2026)