LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,833
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,196
−HK$1,385/mo
Today · 4.125%
HK$46,581
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,162/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,763
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,071
−HK$1,327/mo
Today · 4.125%
HK$51,398
baseline
▲ 0.50% · 4.625%
HK$54,107
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,796/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,599
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,235
−HK$1,662/mo
Today · 4.125%
HK$55,897
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,794/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,516
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,085
−HK$1,592/mo
Today · 4.125%
HK$61,677
baseline
▲ 0.50% · 4.625%
HK$64,928
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,354/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,366
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,274
−HK$1,940/mo
Today · 4.125%
HK$65,214
baseline
▲ 0.50% · 4.625%
HK$69,182
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,428/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,269
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,099
−HK$1,858/mo
Today · 4.125%
HK$71,957
baseline
▲ 0.50% · 4.625%
HK$75,750
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,914/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,899
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,353
−HK$2,493/mo
Today · 4.125%
HK$83,846
baseline
▲ 0.50% · 4.625%
HK$88,948
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,692/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,774
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,128
−HK$2,388/mo
Today · 4.125%
HK$92,516
baseline
▲ 0.50% · 4.625%
HK$97,393
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,032/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,849 · Scale 2, in force from 26 Feb 2026)