LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,833
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,196
−HK$1,386/mo
Today · 4.125%
HK$46,582
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,164/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,764
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,072
−HK$1,326/mo
Today · 4.125%
HK$51,398
baseline
▲ 0.50% · 4.625%
HK$54,108
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,796/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,600
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,236
−HK$1,662/mo
Today · 4.125%
HK$55,898
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,401/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,796/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,086
−HK$1,592/mo
Today · 4.125%
HK$61,678
baseline
▲ 0.50% · 4.625%
HK$64,929
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,356/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,366
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,275
−HK$1,939/mo
Today · 4.125%
HK$65,214
baseline
▲ 0.50% · 4.625%
HK$69,183
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,428/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,269
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,100
−HK$1,858/mo
Today · 4.125%
HK$71,958
baseline
▲ 0.50% · 4.625%
HK$75,751
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,916/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,899
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,354
−HK$2,493/mo
Today · 4.125%
HK$83,847
baseline
▲ 0.50% · 4.625%
HK$88,949
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,694/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,775
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,129
−HK$2,388/mo
Today · 4.125%
HK$92,517
baseline
▲ 0.50% · 4.625%
HK$97,394
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,034/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,858 · Scale 2, in force from 26 Feb 2026)