LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,835
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,198
−HK$1,385/mo
Today · 4.125%
HK$46,583
baseline
▲ 0.50% · 4.625%
HK$49,418
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,166/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,766
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,073
−HK$1,327/mo
Today · 4.125%
HK$51,400
baseline
▲ 0.50% · 4.625%
HK$54,110
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,800/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,602
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,238
−HK$1,662/mo
Today · 4.125%
HK$55,900
baseline
▲ 0.50% · 4.625%
HK$59,302
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,800/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,519
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,088
−HK$1,592/mo
Today · 4.125%
HK$61,680
baseline
▲ 0.50% · 4.625%
HK$64,932
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,360/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,369
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,277
−HK$1,940/mo
Today · 4.125%
HK$65,217
baseline
▲ 0.50% · 4.625%
HK$69,185
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,434/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,272
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,103
−HK$1,857/mo
Today · 4.125%
HK$71,960
baseline
▲ 0.50% · 4.625%
HK$75,754
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,920/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,902
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,357
−HK$2,493/mo
Today · 4.125%
HK$83,850
baseline
▲ 0.50% · 4.625%
HK$88,952
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,700/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,778
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,132
−HK$2,388/mo
Today · 4.125%
HK$92,520
baseline
▲ 0.50% · 4.625%
HK$97,397
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,040/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,884 · Scale 2, in force from 26 Feb 2026)