LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,837
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,386/mo
Today · 4.125%
HK$46,586
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,172/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,768
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,327/mo
Today · 4.125%
HK$51,403
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,806/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,604
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,241
−HK$1,662/mo
Today · 4.125%
HK$55,903
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,806/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,522
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,091
−HK$1,592/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$64,935
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,372
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,281
−HK$1,939/mo
Today · 4.125%
HK$65,220
baseline
▲ 0.50% · 4.625%
HK$69,189
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,440/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,275
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,106
−HK$1,858/mo
Today · 4.125%
HK$71,964
baseline
▲ 0.50% · 4.625%
HK$75,757
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,928/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,906
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,361
−HK$2,494/mo
Today · 4.125%
HK$83,855
baseline
▲ 0.50% · 4.625%
HK$88,957
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,710/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,783
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,137
−HK$2,388/mo
Today · 4.125%
HK$92,525
baseline
▲ 0.50% · 4.625%
HK$97,402
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,050/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,921 · Scale 2, in force from 26 Feb 2026)