LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,839
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,202
−HK$1,386/mo
Today · 4.125%
HK$46,588
baseline
▲ 0.50% · 4.625%
HK$49,422
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,176/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,770
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,078
−HK$1,327/mo
Today · 4.125%
HK$51,405
baseline
▲ 0.50% · 4.625%
HK$54,115
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,810/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,606
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,662/mo
Today · 4.125%
HK$55,905
baseline
▲ 0.50% · 4.625%
HK$59,307
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,810/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,524
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,094
−HK$1,592/mo
Today · 4.125%
HK$61,686
baseline
▲ 0.50% · 4.625%
HK$64,938
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,372/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,374
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,283
−HK$1,940/mo
Today · 4.125%
HK$65,223
baseline
▲ 0.50% · 4.625%
HK$69,191
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,446/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,278
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,109
−HK$1,858/mo
Today · 4.125%
HK$71,967
baseline
▲ 0.50% · 4.625%
HK$75,760
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,934/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,910
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,364
−HK$2,494/mo
Today · 4.125%
HK$83,858
baseline
▲ 0.50% · 4.625%
HK$88,960
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,716/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,786
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,141
−HK$2,388/mo
Today · 4.125%
HK$92,529
baseline
▲ 0.50% · 4.625%
HK$97,406
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,058/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,950 · Scale 2, in force from 26 Feb 2026)