LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,839
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,203
−HK$1,385/mo
Today · 4.125%
HK$46,588
baseline
▲ 0.50% · 4.625%
HK$49,423
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,176/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,771
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,079
−HK$1,327/mo
Today · 4.125%
HK$51,406
baseline
▲ 0.50% · 4.625%
HK$54,115
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,812/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,607
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,663/mo
Today · 4.125%
HK$55,906
baseline
▲ 0.50% · 4.625%
HK$59,308
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,812/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,525
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,094
−HK$1,593/mo
Today · 4.125%
HK$61,687
baseline
▲ 0.50% · 4.625%
HK$64,938
+HK$3,251/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,374/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,375
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,284
−HK$1,940/mo
Today · 4.125%
HK$65,224
baseline
▲ 0.50% · 4.625%
HK$69,192
+HK$3,968/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,448/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,279
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,110
−HK$1,858/mo
Today · 4.125%
HK$71,968
baseline
▲ 0.50% · 4.625%
HK$75,761
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,936/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,911
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,365
−HK$2,494/mo
Today · 4.125%
HK$83,859
baseline
▲ 0.50% · 4.625%
HK$88,962
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,718/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,787
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,142
−HK$2,388/mo
Today · 4.125%
HK$92,530
baseline
▲ 0.50% · 4.625%
HK$97,407
+HK$4,877/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,060/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,959 · Scale 2, in force from 26 Feb 2026)