LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,842
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,205
−HK$1,386/mo
Today · 4.125%
HK$46,591
baseline
▲ 0.50% · 4.625%
HK$49,426
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,182/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,773
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,081
−HK$1,327/mo
Today · 4.125%
HK$51,408
baseline
▲ 0.50% · 4.625%
HK$54,118
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,816/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,610
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,246
−HK$1,663/mo
Today · 4.125%
HK$55,909
baseline
▲ 0.50% · 4.625%
HK$59,311
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,818/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,528
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,098
−HK$1,592/mo
Today · 4.125%
HK$61,690
baseline
▲ 0.50% · 4.625%
HK$64,942
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,380/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,378
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,287
−HK$1,940/mo
Today · 4.125%
HK$65,227
baseline
▲ 0.50% · 4.625%
HK$69,196
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,454/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,283
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,114
−HK$1,858/mo
Today · 4.125%
HK$71,972
baseline
▲ 0.50% · 4.625%
HK$75,765
+HK$3,793/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,944/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,915
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,370
−HK$2,494/mo
Today · 4.125%
HK$83,864
baseline
▲ 0.50% · 4.625%
HK$88,966
+HK$5,102/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,728/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,792
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,147
−HK$2,388/mo
Today · 4.125%
HK$92,535
baseline
▲ 0.50% · 4.625%
HK$97,413
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,070/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,998 · Scale 2, in force from 26 Feb 2026)