LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,844
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,208
−HK$1,385/mo
Today · 4.125%
HK$46,593
baseline
▲ 0.50% · 4.625%
HK$49,428
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,186/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,776
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,084
−HK$1,327/mo
Today · 4.125%
HK$51,411
baseline
▲ 0.50% · 4.625%
HK$54,121
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,822/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,613
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,249
−HK$1,663/mo
Today · 4.125%
HK$55,912
baseline
▲ 0.50% · 4.625%
HK$59,314
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,824/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,531
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,101
−HK$1,592/mo
Today · 4.125%
HK$61,693
baseline
▲ 0.50% · 4.625%
HK$64,945
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,386/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,382
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,291
−HK$1,940/mo
Today · 4.125%
HK$65,231
baseline
▲ 0.50% · 4.625%
HK$69,200
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,462/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,286
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,118
−HK$1,858/mo
Today · 4.125%
HK$71,976
baseline
▲ 0.50% · 4.625%
HK$75,770
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,952/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,919
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,374
−HK$2,494/mo
Today · 4.125%
HK$83,868
baseline
▲ 0.50% · 4.625%
HK$88,971
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,736/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,797
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,151
−HK$2,389/mo
Today · 4.125%
HK$92,540
baseline
▲ 0.50% · 4.625%
HK$97,418
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$185,080/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,037 · Scale 2, in force from 26 Feb 2026)