LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,845
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,385/mo
Today · 4.125%
HK$46,594
baseline
▲ 0.50% · 4.625%
HK$49,429
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,188/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,777
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,085
−HK$1,327/mo
Today · 4.125%
HK$51,412
baseline
▲ 0.50% · 4.625%
HK$54,122
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,824/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,614
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,250
−HK$1,663/mo
Today · 4.125%
HK$55,913
baseline
▲ 0.50% · 4.625%
HK$59,315
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,826/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,532
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,102
−HK$1,593/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,292
−HK$1,940/mo
Today · 4.125%
HK$65,232
baseline
▲ 0.50% · 4.625%
HK$69,201
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,464/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,288
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,119
−HK$1,858/mo
Today · 4.125%
HK$71,977
baseline
▲ 0.50% · 4.625%
HK$75,771
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,954/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,921
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,376
−HK$2,494/mo
Today · 4.125%
HK$83,870
baseline
▲ 0.50% · 4.625%
HK$88,973
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,740/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,798
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,153
−HK$2,389/mo
Today · 4.125%
HK$92,542
baseline
▲ 0.50% · 4.625%
HK$97,420
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,084/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,051 · Scale 2, in force from 26 Feb 2026)