LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,845
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,386/mo
Today · 4.125%
HK$46,595
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,190/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,777
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,086
−HK$1,327/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,614
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,251
−HK$1,663/mo
Today · 4.125%
HK$55,914
baseline
▲ 0.50% · 4.625%
HK$59,316
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,828/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,533
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,103
−HK$1,592/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,293
−HK$1,940/mo
Today · 4.125%
HK$65,233
baseline
▲ 0.50% · 4.625%
HK$69,202
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,466/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,288
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,120
−HK$1,858/mo
Today · 4.125%
HK$71,978
baseline
▲ 0.50% · 4.625%
HK$75,772
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,956/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,922
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,376
−HK$2,495/mo
Today · 4.125%
HK$83,871
baseline
▲ 0.50% · 4.625%
HK$88,974
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,742/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,799
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,154
−HK$2,389/mo
Today · 4.125%
HK$92,543
baseline
▲ 0.50% · 4.625%
HK$97,421
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,086/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,059 · Scale 2, in force from 26 Feb 2026)