LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,846
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,210
−HK$1,385/mo
Today · 4.125%
HK$46,595
baseline
▲ 0.50% · 4.625%
HK$49,431
+HK$2,836/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,190/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,778
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,086
−HK$1,327/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,124
+HK$2,711/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,252
−HK$1,663/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$59,317
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,534
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,104
−HK$1,592/mo
Today · 4.125%
HK$61,696
baseline
▲ 0.50% · 4.625%
HK$64,948
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,392/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,384
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,294
−HK$1,940/mo
Today · 4.125%
HK$65,234
baseline
▲ 0.50% · 4.625%
HK$69,203
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,468/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,289
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,121
−HK$1,858/mo
Today · 4.125%
HK$71,979
baseline
▲ 0.50% · 4.625%
HK$75,773
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,958/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,923
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,378
−HK$2,494/mo
Today · 4.125%
HK$83,872
baseline
▲ 0.50% · 4.625%
HK$88,975
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,744/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,801
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,155
−HK$2,389/mo
Today · 4.125%
HK$92,544
baseline
▲ 0.50% · 4.625%
HK$97,422
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,088/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,069 · Scale 2, in force from 26 Feb 2026)