LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,847
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,211
−HK$1,386/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,432
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,780
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,088
−HK$1,327/mo
Today · 4.125%
HK$51,415
baseline
▲ 0.50% · 4.625%
HK$54,125
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,830/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,617
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,662/mo
Today · 4.125%
HK$55,916
baseline
▲ 0.50% · 4.625%
HK$59,319
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,832/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,592/mo
Today · 4.125%
HK$61,698
baseline
▲ 0.50% · 4.625%
HK$64,951
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,396/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,386
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,296
−HK$1,940/mo
Today · 4.125%
HK$65,236
baseline
▲ 0.50% · 4.625%
HK$69,205
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,472/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,292
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,123
−HK$1,858/mo
Today · 4.125%
HK$71,981
baseline
▲ 0.50% · 4.625%
HK$75,776
+HK$3,795/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,962/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,925
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,380
−HK$2,495/mo
Today · 4.125%
HK$83,875
baseline
▲ 0.50% · 4.625%
HK$88,978
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,750/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,804
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,159
−HK$2,388/mo
Today · 4.125%
HK$92,547
baseline
▲ 0.50% · 4.625%
HK$97,426
+HK$4,879/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,094/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,094 · Scale 2, in force from 26 Feb 2026)