LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,848
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,212
−HK$1,385/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,433
+HK$2,836/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,780
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,088
−HK$1,328/mo
Today · 4.125%
HK$51,416
baseline
▲ 0.50% · 4.625%
HK$54,126
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,832/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,617
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,663/mo
Today · 4.125%
HK$55,917
baseline
▲ 0.50% · 4.625%
HK$59,319
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,834/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,593/mo
Today · 4.125%
HK$61,699
baseline
▲ 0.50% · 4.625%
HK$64,951
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,398/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,387
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,296
−HK$1,940/mo
Today · 4.125%
HK$65,236
baseline
▲ 0.50% · 4.625%
HK$69,206
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,472/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,292
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,124
−HK$1,858/mo
Today · 4.125%
HK$71,982
baseline
▲ 0.50% · 4.625%
HK$75,776
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,964/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,926
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,381
−HK$2,494/mo
Today · 4.125%
HK$83,875
baseline
▲ 0.50% · 4.625%
HK$88,979
+HK$5,104/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,750/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,804
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,159
−HK$2,389/mo
Today · 4.125%
HK$92,548
baseline
▲ 0.50% · 4.625%
HK$97,426
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,096/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,099 · Scale 2, in force from 26 Feb 2026)