LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,848
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,212
−HK$1,386/mo
Today · 4.125%
HK$46,598
baseline
▲ 0.50% · 4.625%
HK$49,433
+HK$2,835/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,196/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,780
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,089
−HK$1,327/mo
Today · 4.125%
HK$51,416
baseline
▲ 0.50% · 4.625%
HK$54,126
+HK$2,710/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,832/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,618
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,663/mo
Today · 4.125%
HK$55,917
baseline
▲ 0.50% · 4.625%
HK$59,320
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,834/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,593/mo
Today · 4.125%
HK$61,699
baseline
▲ 0.50% · 4.625%
HK$64,951
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,398/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,387
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,297
−HK$1,940/mo
Today · 4.125%
HK$65,237
baseline
▲ 0.50% · 4.625%
HK$69,206
+HK$3,969/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,474/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,293
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,124
−HK$1,858/mo
Today · 4.125%
HK$71,982
baseline
▲ 0.50% · 4.625%
HK$75,776
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,964/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,926
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,381
−HK$2,495/mo
Today · 4.125%
HK$83,876
baseline
▲ 0.50% · 4.625%
HK$88,979
+HK$5,103/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,752/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,805
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,160
−HK$2,389/mo
Today · 4.125%
HK$92,549
baseline
▲ 0.50% · 4.625%
HK$97,427
+HK$4,878/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,098/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,103 · Scale 2, in force from 26 Feb 2026)