LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,851
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,215
−HK$1,386/mo
Today · 4.125%
HK$46,601
baseline
▲ 0.50% · 4.625%
HK$49,437
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,202/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,784
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,093
−HK$1,327/mo
Today · 4.125%
HK$51,420
baseline
▲ 0.50% · 4.625%
HK$54,130
+HK$2,710/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,840/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,622
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,259
−HK$1,663/mo
Today · 4.125%
HK$55,922
baseline
▲ 0.50% · 4.625%
HK$59,324
+HK$3,402/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,844/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,541
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,111
−HK$1,593/mo
Today · 4.125%
HK$61,704
baseline
▲ 0.50% · 4.625%
HK$64,956
+HK$3,252/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,408/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,392
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,302
−HK$1,940/mo
Today · 4.125%
HK$65,242
baseline
▲ 0.50% · 4.625%
HK$69,212
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,484/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,298
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,130
−HK$1,858/mo
Today · 4.125%
HK$71,988
baseline
▲ 0.50% · 4.625%
HK$75,783
+HK$3,795/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,976/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,933
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,388
−HK$2,494/mo
Today · 4.125%
HK$83,882
baseline
▲ 0.50% · 4.625%
HK$88,986
+HK$5,104/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,764/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,812
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,167
−HK$2,389/mo
Today · 4.125%
HK$92,556
baseline
▲ 0.50% · 4.625%
HK$97,435
+HK$4,879/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,112/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,160 · Scale 2, in force from 26 Feb 2026)