LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,854
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,218
−HK$1,386/mo
Today · 4.125%
HK$46,604
baseline
▲ 0.50% · 4.625%
HK$49,439
+HK$2,835/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,208/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,787
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,095
−HK$1,328/mo
Today · 4.125%
HK$51,423
baseline
▲ 0.50% · 4.625%
HK$54,133
+HK$2,710/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,846/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,624
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,261
−HK$1,663/mo
Today · 4.125%
HK$55,924
baseline
▲ 0.50% · 4.625%
HK$59,327
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,848/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,544
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,593/mo
Today · 4.125%
HK$61,707
baseline
▲ 0.50% · 4.625%
HK$64,960
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,414/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,395
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,305
−HK$1,940/mo
Today · 4.125%
HK$65,245
baseline
▲ 0.50% · 4.625%
HK$69,215
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,490/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,301
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,133
−HK$1,859/mo
Today · 4.125%
HK$71,992
baseline
▲ 0.50% · 4.625%
HK$75,786
+HK$3,794/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,984/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,937
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,392
−HK$2,495/mo
Today · 4.125%
HK$83,887
baseline
▲ 0.50% · 4.625%
HK$88,991
+HK$5,104/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,774/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,816
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,171
−HK$2,390/mo
Today · 4.125%
HK$92,561
baseline
▲ 0.50% · 4.625%
HK$97,440
+HK$4,879/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,122/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,197 · Scale 2, in force from 26 Feb 2026)