LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,855
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,386/mo
Today · 4.125%
HK$46,605
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,210/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,788
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,327/mo
Today · 4.125%
HK$51,424
baseline
▲ 0.50% · 4.625%
HK$54,135
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,848/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,626
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,663/mo
Today · 4.125%
HK$55,926
baseline
▲ 0.50% · 4.625%
HK$59,329
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,852/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,546
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,116
−HK$1,593/mo
Today · 4.125%
HK$61,709
baseline
▲ 0.50% · 4.625%
HK$64,962
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,418/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,397
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,307
−HK$1,940/mo
Today · 4.125%
HK$65,247
baseline
▲ 0.50% · 4.625%
HK$69,217
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,494/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,303
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,135
−HK$1,859/mo
Today · 4.125%
HK$71,994
baseline
▲ 0.50% · 4.625%
HK$75,789
+HK$3,795/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$143,988/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,939
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,394
−HK$2,495/mo
Today · 4.125%
HK$83,889
baseline
▲ 0.50% · 4.625%
HK$88,993
+HK$5,104/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,778/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,819
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,174
−HK$2,389/mo
Today · 4.125%
HK$92,563
baseline
▲ 0.50% · 4.625%
HK$97,442
+HK$4,879/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,126/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,217 · Scale 2, in force from 26 Feb 2026)