LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,859
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,223
−HK$1,386/mo
Today · 4.125%
HK$46,609
baseline
▲ 0.50% · 4.625%
HK$49,445
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,218/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,792
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,101
−HK$1,327/mo
Today · 4.125%
HK$51,428
baseline
▲ 0.50% · 4.625%
HK$54,139
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,856/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,630
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,268
−HK$1,663/mo
Today · 4.125%
HK$55,931
baseline
▲ 0.50% · 4.625%
HK$59,334
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,862/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,551
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,121
−HK$1,593/mo
Today · 4.125%
HK$61,714
baseline
▲ 0.50% · 4.625%
HK$64,967
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,428/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,402
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,312
−HK$1,941/mo
Today · 4.125%
HK$65,253
baseline
▲ 0.50% · 4.625%
HK$69,223
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,506/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,309
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,141
−HK$1,859/mo
Today · 4.125%
HK$72,000
baseline
▲ 0.50% · 4.625%
HK$75,795
+HK$3,795/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$144,000/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,946
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,401
−HK$2,495/mo
Today · 4.125%
HK$83,896
baseline
▲ 0.50% · 4.625%
HK$89,001
+HK$5,105/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,792/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,826
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,182
−HK$2,389/mo
Today · 4.125%
HK$92,571
baseline
▲ 0.50% · 4.625%
HK$97,451
+HK$4,880/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,142/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,279 · Scale 2, in force from 26 Feb 2026)