LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,861
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,386/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,328/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,633
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,270
−HK$1,664/mo
Today · 4.125%
HK$55,934
baseline
▲ 0.50% · 4.625%
HK$59,337
+HK$3,403/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,868/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,554
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,124
−HK$1,593/mo
Today · 4.125%
HK$61,717
baseline
▲ 0.50% · 4.625%
HK$64,970
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,434/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,405
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,315
−HK$1,941/mo
Today · 4.125%
HK$65,256
baseline
▲ 0.50% · 4.625%
HK$69,227
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,512/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,313
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,145
−HK$1,858/mo
Today · 4.125%
HK$72,003
baseline
▲ 0.50% · 4.625%
HK$75,799
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$144,006/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,950
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,495/mo
Today · 4.125%
HK$83,900
baseline
▲ 0.50% · 4.625%
HK$89,006
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,800/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,831
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,186
−HK$2,390/mo
Today · 4.125%
HK$92,576
baseline
▲ 0.50% · 4.625%
HK$97,456
+HK$4,880/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,152/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,315 · Scale 2, in force from 26 Feb 2026)