LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,861
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,226
−HK$1,386/mo
Today · 4.125%
HK$46,612
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,224/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,104
−HK$1,328/mo
Today · 4.125%
HK$51,432
baseline
▲ 0.50% · 4.625%
HK$54,143
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,864/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,634
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,271
−HK$1,663/mo
Today · 4.125%
HK$55,934
baseline
▲ 0.50% · 4.625%
HK$59,338
+HK$3,404/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,868/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,554
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,125
−HK$1,593/mo
Today · 4.125%
HK$61,718
baseline
▲ 0.50% · 4.625%
HK$64,971
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,436/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,406
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,316
−HK$1,941/mo
Today · 4.125%
HK$65,257
baseline
▲ 0.50% · 4.625%
HK$69,227
+HK$3,970/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$130,514/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,313
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,146
−HK$1,858/mo
Today · 4.125%
HK$72,004
baseline
▲ 0.50% · 4.625%
HK$75,800
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.46M · min. income ≈ HK$144,008/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,950
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,406
−HK$2,495/mo
Today · 4.125%
HK$83,901
baseline
▲ 0.50% · 4.625%
HK$89,006
+HK$5,105/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,802/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,832
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,187
−HK$2,390/mo
Today · 4.125%
HK$92,577
baseline
▲ 0.50% · 4.625%
HK$97,457
+HK$4,880/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,154/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,323 · Scale 2, in force from 26 Feb 2026)