LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,864
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,228
−HK$1,386/mo
Today · 4.125%
HK$46,614
baseline
▲ 0.50% · 4.625%
HK$49,451
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,228/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,798
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,107
−HK$1,327/mo
Today · 4.125%
HK$51,434
baseline
▲ 0.50% · 4.625%
HK$54,146
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,868/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,637
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,274
−HK$1,663/mo
Today · 4.125%
HK$55,937
baseline
▲ 0.50% · 4.625%
HK$59,341
+HK$3,404/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,874/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,558
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,128
−HK$1,593/mo
Today · 4.125%
HK$61,721
baseline
▲ 0.50% · 4.625%
HK$64,975
+HK$3,254/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,442/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,409
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,319
−HK$1,941/mo
Today · 4.125%
HK$65,260
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,520/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,317
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,149
−HK$1,859/mo
Today · 4.125%
HK$72,008
baseline
▲ 0.50% · 4.625%
HK$75,804
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,016/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,955
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,411
−HK$2,495/mo
Today · 4.125%
HK$83,906
baseline
▲ 0.50% · 4.625%
HK$89,011
+HK$5,105/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,812/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,836
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,192
−HK$2,390/mo
Today · 4.125%
HK$92,582
baseline
▲ 0.50% · 4.625%
HK$97,462
+HK$4,880/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,164/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$721,363 · Scale 2, in force from 26 Feb 2026)