LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,864
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,229
−HK$1,386/mo
Today · 4.125%
HK$46,615
baseline
▲ 0.50% · 4.625%
HK$49,451
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,230/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,799
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,107
−HK$1,328/mo
Today · 4.125%
HK$51,435
baseline
▲ 0.50% · 4.625%
HK$54,146
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,870/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,637
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,274
−HK$1,664/mo
Today · 4.125%
HK$55,938
baseline
▲ 0.50% · 4.625%
HK$59,342
+HK$3,404/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,876/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,558
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,129
−HK$1,593/mo
Today · 4.125%
HK$61,722
baseline
▲ 0.50% · 4.625%
HK$64,976
+HK$3,254/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,444/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,410
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,320
−HK$1,941/mo
Today · 4.125%
HK$65,261
baseline
▲ 0.50% · 4.625%
HK$69,232
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,522/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,318
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,150
−HK$1,859/mo
Today · 4.125%
HK$72,009
baseline
▲ 0.50% · 4.625%
HK$75,805
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,018/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,956
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,412
−HK$2,495/mo
Today · 4.125%
HK$83,907
baseline
▲ 0.50% · 4.625%
HK$89,013
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,814/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,837
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,193
−HK$2,390/mo
Today · 4.125%
HK$92,583
baseline
▲ 0.50% · 4.625%
HK$97,463
+HK$4,880/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,166/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,372 · Scale 2, in force from 26 Feb 2026)