LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,865
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,386/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,453
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,800
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,109
−HK$1,327/mo
Today · 4.125%
HK$51,436
baseline
▲ 0.50% · 4.625%
HK$54,148
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,872/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,638
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,276
−HK$1,663/mo
Today · 4.125%
HK$55,939
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$3,404/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,878/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,560
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,130
−HK$1,594/mo
Today · 4.125%
HK$61,724
baseline
▲ 0.50% · 4.625%
HK$64,977
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,448/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,412
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,322
−HK$1,941/mo
Today · 4.125%
HK$65,263
baseline
▲ 0.50% · 4.625%
HK$69,234
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,526/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,320
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,152
−HK$1,859/mo
Today · 4.125%
HK$72,011
baseline
▲ 0.50% · 4.625%
HK$75,807
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,022/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,958
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,414
−HK$2,495/mo
Today · 4.125%
HK$83,909
baseline
▲ 0.50% · 4.625%
HK$89,015
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,818/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,840
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,196
−HK$2,389/mo
Today · 4.125%
HK$92,585
baseline
▲ 0.50% · 4.625%
HK$97,466
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,170/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,390 · Scale 2, in force from 26 Feb 2026)