LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,866
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,231
−HK$1,386/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,454
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,801
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,110
−HK$1,327/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,277
−HK$1,663/mo
Today · 4.125%
HK$55,940
baseline
▲ 0.50% · 4.625%
HK$59,344
+HK$3,404/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$111,880/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,561
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,131
−HK$1,594/mo
Today · 4.125%
HK$61,725
baseline
▲ 0.50% · 4.625%
HK$64,978
+HK$3,253/mo
Deposit HK$7.69M · loan HK$11.54M · min. income ≈ HK$123,450/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,413
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,941/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$1,859/mo
Today · 4.125%
HK$72,012
baseline
▲ 0.50% · 4.625%
HK$75,808
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,024/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,959
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,415
−HK$2,496/mo
Today · 4.125%
HK$83,911
baseline
▲ 0.50% · 4.625%
HK$89,016
+HK$5,105/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,822/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,841
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,197
−HK$2,390/mo
Today · 4.125%
HK$92,587
baseline
▲ 0.50% · 4.625%
HK$97,468
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,174/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,404 · Scale 2, in force from 26 Feb 2026)