LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,868
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,232
−HK$1,387/mo
Today · 4.125%
HK$46,619
baseline
▲ 0.50% · 4.625%
HK$49,455
+HK$2,836/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,238/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,802
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,111
−HK$1,328/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,151
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,641
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,663/mo
Today · 4.125%
HK$55,942
baseline
▲ 0.50% · 4.625%
HK$59,346
+HK$3,404/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$111,884/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,134
−HK$1,593/mo
Today · 4.125%
HK$61,727
baseline
▲ 0.50% · 4.625%
HK$64,981
+HK$3,254/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$123,454/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,415
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,325
−HK$1,941/mo
Today · 4.125%
HK$65,266
baseline
▲ 0.50% · 4.625%
HK$69,237
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,532/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,323
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,156
−HK$1,859/mo
Today · 4.125%
HK$72,015
baseline
▲ 0.50% · 4.625%
HK$75,811
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,030/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,962
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,418
−HK$2,496/mo
Today · 4.125%
HK$83,914
baseline
▲ 0.50% · 4.625%
HK$89,020
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,828/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,844
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,200
−HK$2,390/mo
Today · 4.125%
HK$92,590
baseline
▲ 0.50% · 4.625%
HK$97,471
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,180/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,429 · Scale 2, in force from 26 Feb 2026)