LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,868
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,233
−HK$1,386/mo
Today · 4.125%
HK$46,619
baseline
▲ 0.50% · 4.625%
HK$49,456
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,238/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,803
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,112
−HK$1,327/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,151
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,642
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,664/mo
Today · 4.125%
HK$55,943
baseline
▲ 0.50% · 4.625%
HK$59,347
+HK$3,404/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$111,886/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,134
−HK$1,593/mo
Today · 4.125%
HK$61,727
baseline
▲ 0.50% · 4.625%
HK$64,981
+HK$3,254/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$123,454/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,415
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,326
−HK$1,941/mo
Today · 4.125%
HK$65,267
baseline
▲ 0.50% · 4.625%
HK$69,238
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,534/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,324
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,156
−HK$1,859/mo
Today · 4.125%
HK$72,015
baseline
▲ 0.50% · 4.625%
HK$75,811
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,030/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,963
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,419
−HK$2,495/mo
Today · 4.125%
HK$83,914
baseline
▲ 0.50% · 4.625%
HK$89,020
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,828/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,845
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,201
−HK$2,390/mo
Today · 4.125%
HK$92,591
baseline
▲ 0.50% · 4.625%
HK$97,472
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,182/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,434 · Scale 2, in force from 26 Feb 2026)