LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,869
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,234
−HK$1,386/mo
Today · 4.125%
HK$46,620
baseline
▲ 0.50% · 4.625%
HK$49,457
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,240/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,804
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,113
−HK$1,328/mo
Today · 4.125%
HK$51,441
baseline
▲ 0.50% · 4.625%
HK$54,153
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,882/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,643
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,281
−HK$1,664/mo
Today · 4.125%
HK$55,945
baseline
▲ 0.50% · 4.625%
HK$59,349
+HK$3,404/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$111,890/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,565
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,136
−HK$1,593/mo
Today · 4.125%
HK$61,729
baseline
▲ 0.50% · 4.625%
HK$64,983
+HK$3,254/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$123,458/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,417
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,328
−HK$1,941/mo
Today · 4.125%
HK$65,269
baseline
▲ 0.50% · 4.625%
HK$69,240
+HK$3,971/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,538/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,326
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,159
−HK$1,858/mo
Today · 4.125%
HK$72,017
baseline
▲ 0.50% · 4.625%
HK$75,814
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,034/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,965
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,421
−HK$2,496/mo
Today · 4.125%
HK$83,917
baseline
▲ 0.50% · 4.625%
HK$89,023
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$167,834/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,848
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,204
−HK$2,390/mo
Today · 4.125%
HK$92,594
baseline
▲ 0.50% · 4.625%
HK$97,475
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.31M · min. income ≈ HK$185,188/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,456 · Scale 2, in force from 26 Feb 2026)