LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,873
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,237
−HK$1,387/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,461
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,808
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,117
−HK$1,328/mo
Today · 4.125%
HK$51,445
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$2,711/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,890/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,647
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,285
−HK$1,664/mo
Today · 4.125%
HK$55,949
baseline
▲ 0.50% · 4.625%
HK$59,353
+HK$3,404/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$111,898/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,569
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,140
−HK$1,594/mo
Today · 4.125%
HK$61,734
baseline
▲ 0.50% · 4.625%
HK$64,988
+HK$3,254/mo
Deposit HK$7.70M · loan HK$11.54M · min. income ≈ HK$123,468/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,422
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,332
−HK$1,941/mo
Today · 4.125%
HK$65,273
baseline
▲ 0.50% · 4.625%
HK$69,245
+HK$3,972/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,546/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,331
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,164
−HK$1,859/mo
Today · 4.125%
HK$72,023
baseline
▲ 0.50% · 4.625%
HK$75,819
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,046/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,971
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,427
−HK$2,496/mo
Today · 4.125%
HK$83,923
baseline
▲ 0.50% · 4.625%
HK$89,029
+HK$5,106/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,846/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,854
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,210
−HK$2,391/mo
Today · 4.125%
HK$92,601
baseline
▲ 0.50% · 4.625%
HK$97,482
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,202/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,508 · Scale 2, in force from 26 Feb 2026)