LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,876
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,387/mo
Today · 4.125%
HK$46,628
baseline
▲ 0.50% · 4.625%
HK$49,465
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,256/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,812
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,121
−HK$1,328/mo
Today · 4.125%
HK$51,449
baseline
▲ 0.50% · 4.625%
HK$54,161
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,898/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,652
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,290
−HK$1,663/mo
Today · 4.125%
HK$55,953
baseline
▲ 0.50% · 4.625%
HK$59,358
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,906/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,575
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,145
−HK$1,594/mo
Today · 4.125%
HK$61,739
baseline
▲ 0.50% · 4.625%
HK$64,993
+HK$3,254/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,478/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,427
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,338
−HK$1,941/mo
Today · 4.125%
HK$65,279
baseline
▲ 0.50% · 4.625%
HK$69,251
+HK$3,972/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,558/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,337
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,170
−HK$1,859/mo
Today · 4.125%
HK$72,029
baseline
▲ 0.50% · 4.625%
HK$75,826
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,058/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,978
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,434
−HK$2,496/mo
Today · 4.125%
HK$83,930
baseline
▲ 0.50% · 4.625%
HK$89,037
+HK$5,107/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,860/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,862
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,218
−HK$2,391/mo
Today · 4.125%
HK$92,609
baseline
▲ 0.50% · 4.625%
HK$97,490
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,218/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,571 · Scale 2, in force from 26 Feb 2026)