LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,877
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,242
−HK$1,387/mo
Today · 4.125%
HK$46,629
baseline
▲ 0.50% · 4.625%
HK$49,466
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,258/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,813
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,122
−HK$1,328/mo
Today · 4.125%
HK$51,450
baseline
▲ 0.50% · 4.625%
HK$54,162
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,900/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,653
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,291
−HK$1,664/mo
Today · 4.125%
HK$55,955
baseline
▲ 0.50% · 4.625%
HK$59,359
+HK$3,404/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,910/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,576
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,147
−HK$1,593/mo
Today · 4.125%
HK$61,740
baseline
▲ 0.50% · 4.625%
HK$64,995
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,480/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,428
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,339
−HK$1,941/mo
Today · 4.125%
HK$65,280
baseline
▲ 0.50% · 4.625%
HK$69,253
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,560/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,338
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,171
−HK$1,860/mo
Today · 4.125%
HK$72,031
baseline
▲ 0.50% · 4.625%
HK$75,827
+HK$3,796/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,062/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,979
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,436
−HK$2,496/mo
Today · 4.125%
HK$83,932
baseline
▲ 0.50% · 4.625%
HK$89,039
+HK$5,107/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,864/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,864
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,220
−HK$2,391/mo
Today · 4.125%
HK$92,611
baseline
▲ 0.50% · 4.625%
HK$97,492
+HK$4,881/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,222/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,587 · Scale 2, in force from 26 Feb 2026)