LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,880
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,245
−HK$1,387/mo
Today · 4.125%
HK$46,632
baseline
▲ 0.50% · 4.625%
HK$49,469
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,264/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,816
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,125
−HK$1,328/mo
Today · 4.125%
HK$51,453
baseline
▲ 0.50% · 4.625%
HK$54,166
+HK$2,713/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,906/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,656
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,294
−HK$1,664/mo
Today · 4.125%
HK$55,958
baseline
▲ 0.50% · 4.625%
HK$59,363
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,916/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,579
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,150
−HK$1,594/mo
Today · 4.125%
HK$61,744
baseline
▲ 0.50% · 4.625%
HK$64,999
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,488/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,432
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,343
−HK$1,941/mo
Today · 4.125%
HK$65,284
baseline
▲ 0.50% · 4.625%
HK$69,257
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,568/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,343
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,175
−HK$1,860/mo
Today · 4.125%
HK$72,035
baseline
▲ 0.50% · 4.625%
HK$75,832
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,070/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,984
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,441
−HK$2,496/mo
Today · 4.125%
HK$83,937
baseline
▲ 0.50% · 4.625%
HK$89,044
+HK$5,107/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,874/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,869
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,226
−HK$2,390/mo
Today · 4.125%
HK$92,616
baseline
▲ 0.50% · 4.625%
HK$97,498
+HK$4,882/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,232/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,630 · Scale 2, in force from 26 Feb 2026)