LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,881
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,246
−HK$1,387/mo
Today · 4.125%
HK$46,633
baseline
▲ 0.50% · 4.625%
HK$49,471
+HK$2,838/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,266/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,818
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,127
−HK$1,328/mo
Today · 4.125%
HK$51,455
baseline
▲ 0.50% · 4.625%
HK$54,167
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,910/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,658
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,296
−HK$1,664/mo
Today · 4.125%
HK$55,960
baseline
▲ 0.50% · 4.625%
HK$59,365
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,920/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,581
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,152
−HK$1,594/mo
Today · 4.125%
HK$61,746
baseline
▲ 0.50% · 4.625%
HK$65,001
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,492/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,434
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,345
−HK$1,941/mo
Today · 4.125%
HK$65,286
baseline
▲ 0.50% · 4.625%
HK$69,259
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,572/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,345
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,178
−HK$1,859/mo
Today · 4.125%
HK$72,037
baseline
▲ 0.50% · 4.625%
HK$75,834
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,074/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,987
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,444
−HK$2,496/mo
Today · 4.125%
HK$83,940
baseline
▲ 0.50% · 4.625%
HK$89,047
+HK$5,107/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,880/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,872
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,228
−HK$2,391/mo
Today · 4.125%
HK$92,619
baseline
▲ 0.50% · 4.625%
HK$97,501
+HK$4,882/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,238/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,654 · Scale 2, in force from 26 Feb 2026)