LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,885
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,250
−HK$1,387/mo
Today · 4.125%
HK$46,637
baseline
▲ 0.50% · 4.625%
HK$49,474
+HK$2,837/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,274/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,821
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,131
−HK$1,328/mo
Today · 4.125%
HK$51,459
baseline
▲ 0.50% · 4.625%
HK$54,171
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,918/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,662
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,300
−HK$1,664/mo
Today · 4.125%
HK$55,964
baseline
▲ 0.50% · 4.625%
HK$59,369
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,928/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,585
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,157
−HK$1,594/mo
Today · 4.125%
HK$61,751
baseline
▲ 0.50% · 4.625%
HK$65,006
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,502/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,439
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,350
−HK$1,941/mo
Today · 4.125%
HK$65,291
baseline
▲ 0.50% · 4.625%
HK$69,264
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,582/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,350
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,183
−HK$1,859/mo
Today · 4.125%
HK$72,042
baseline
▲ 0.50% · 4.625%
HK$75,840
+HK$3,798/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,084/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,992
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,449
−HK$2,497/mo
Today · 4.125%
HK$83,946
baseline
▲ 0.50% · 4.625%
HK$89,054
+HK$5,108/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,892/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,878
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,235
−HK$2,391/mo
Today · 4.125%
HK$92,626
baseline
▲ 0.50% · 4.625%
HK$97,508
+HK$4,882/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,252/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,706 · Scale 2, in force from 26 Feb 2026)