LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,885
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,250
−HK$1,387/mo
Today · 4.125%
HK$46,637
baseline
▲ 0.50% · 4.625%
HK$49,475
+HK$2,838/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,274/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,822
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,131
−HK$1,329/mo
Today · 4.125%
HK$51,460
baseline
▲ 0.50% · 4.625%
HK$54,172
+HK$2,712/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,920/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,662
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,301
−HK$1,664/mo
Today · 4.125%
HK$55,965
baseline
▲ 0.50% · 4.625%
HK$59,370
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,930/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,586
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,158
−HK$1,594/mo
Today · 4.125%
HK$61,752
baseline
▲ 0.50% · 4.625%
HK$65,007
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,504/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,440
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,351
−HK$1,941/mo
Today · 4.125%
HK$65,292
baseline
▲ 0.50% · 4.625%
HK$69,265
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,584/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,351
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,184
−HK$1,860/mo
Today · 4.125%
HK$72,044
baseline
▲ 0.50% · 4.625%
HK$75,841
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,088/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,994
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,451
−HK$2,496/mo
Today · 4.125%
HK$83,947
baseline
▲ 0.50% · 4.625%
HK$89,055
+HK$5,108/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,894/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,880
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,237
−HK$2,391/mo
Today · 4.125%
HK$92,628
baseline
▲ 0.50% · 4.625%
HK$97,510
+HK$4,882/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,256/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,718 · Scale 2, in force from 26 Feb 2026)