LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,887
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,252
−HK$1,387/mo
Today · 4.125%
HK$46,639
baseline
▲ 0.50% · 4.625%
HK$49,477
+HK$2,838/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,278/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,823
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,133
−HK$1,328/mo
Today · 4.125%
HK$51,461
baseline
▲ 0.50% · 4.625%
HK$54,174
+HK$2,713/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,922/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,665/mo
Today · 4.125%
HK$55,967
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$3,405/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,934/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,159
−HK$1,595/mo
Today · 4.125%
HK$61,754
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,508/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,441
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,353
−HK$1,941/mo
Today · 4.125%
HK$65,294
baseline
▲ 0.50% · 4.625%
HK$69,267
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,588/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,353
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,186
−HK$1,860/mo
Today · 4.125%
HK$72,046
baseline
▲ 0.50% · 4.625%
HK$75,843
+HK$3,797/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,092/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,996
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,453
−HK$2,497/mo
Today · 4.125%
HK$83,950
baseline
▲ 0.50% · 4.625%
HK$89,058
+HK$5,108/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,900/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,882
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,239
−HK$2,391/mo
Today · 4.125%
HK$92,630
baseline
▲ 0.50% · 4.625%
HK$97,513
+HK$4,883/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,260/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,740 · Scale 2, in force from 26 Feb 2026)