LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,892
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,257
−HK$1,387/mo
Today · 4.125%
HK$46,644
baseline
▲ 0.50% · 4.625%
HK$49,482
+HK$2,838/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,288/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,829
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,139
−HK$1,328/mo
Today · 4.125%
HK$51,467
baseline
▲ 0.50% · 4.625%
HK$54,180
+HK$2,713/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,934/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,670
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,309
−HK$1,664/mo
Today · 4.125%
HK$55,973
baseline
▲ 0.50% · 4.625%
HK$59,379
+HK$3,406/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,946/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,595
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,167
−HK$1,594/mo
Today · 4.125%
HK$61,761
baseline
▲ 0.50% · 4.625%
HK$65,016
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,522/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,449
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,360
−HK$1,942/mo
Today · 4.125%
HK$65,302
baseline
▲ 0.50% · 4.625%
HK$69,275
+HK$3,973/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,604/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,361
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,194
−HK$1,860/mo
Today · 4.125%
HK$72,054
baseline
▲ 0.50% · 4.625%
HK$75,852
+HK$3,798/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,108/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,005
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,463
−HK$2,497/mo
Today · 4.125%
HK$83,960
baseline
▲ 0.50% · 4.625%
HK$89,068
+HK$5,108/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,920/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,893
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,250
−HK$2,391/mo
Today · 4.125%
HK$92,641
baseline
▲ 0.50% · 4.625%
HK$97,524
+HK$4,883/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,282/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,825 · Scale 2, in force from 26 Feb 2026)