LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,894
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,259
−HK$1,387/mo
Today · 4.125%
HK$46,646
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,839/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,292/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,831
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,141
−HK$1,329/mo
Today · 4.125%
HK$51,470
baseline
▲ 0.50% · 4.625%
HK$54,183
+HK$2,713/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,940/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,673
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,311
−HK$1,665/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$59,382
+HK$3,406/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,169
−HK$1,595/mo
Today · 4.125%
HK$61,764
baseline
▲ 0.50% · 4.625%
HK$65,019
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,528/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,451
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,363
−HK$1,942/mo
Today · 4.125%
HK$65,305
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,974/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,610/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,198
−HK$1,860/mo
Today · 4.125%
HK$72,058
baseline
▲ 0.50% · 4.625%
HK$75,856
+HK$3,798/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,116/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,009
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,467
−HK$2,496/mo
Today · 4.125%
HK$83,963
baseline
▲ 0.50% · 4.625%
HK$89,072
+HK$5,109/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,926/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,897
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,254
−HK$2,391/mo
Today · 4.125%
HK$92,645
baseline
▲ 0.50% · 4.625%
HK$97,529
+HK$4,884/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,290/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,857 · Scale 2, in force from 26 Feb 2026)