LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,895
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,387/mo
Today · 4.125%
HK$46,647
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,838/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$93,294/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,832
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,142
−HK$1,328/mo
Today · 4.125%
HK$51,470
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$2,714/mo
Deposit HK$9.62M · loan HK$9.62M · min. income ≈ HK$102,940/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,673
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,664/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$59,383
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,599
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,170
−HK$1,595/mo
Today · 4.125%
HK$61,765
baseline
▲ 0.50% · 4.625%
HK$65,020
+HK$3,255/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,530/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,452
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,364
−HK$1,942/mo
Today · 4.125%
HK$65,306
baseline
▲ 0.50% · 4.625%
HK$69,280
+HK$3,974/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,612/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,365
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,199
−HK$1,860/mo
Today · 4.125%
HK$72,059
baseline
▲ 0.50% · 4.625%
HK$75,857
+HK$3,798/mo
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$144,118/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,010
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,468
−HK$2,497/mo
Today · 4.125%
HK$83,965
baseline
▲ 0.50% · 4.625%
HK$89,074
+HK$5,109/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$167,930/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,898
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,255
−HK$2,392/mo
Today · 4.125%
HK$92,647
baseline
▲ 0.50% · 4.625%
HK$97,530
+HK$4,883/mo
Deposit HK$1.92M · loan HK$17.32M · min. income ≈ HK$185,294/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$721,868 · Scale 2, in force from 26 Feb 2026)