LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,904
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,270
−HK$1,387/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,496
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,843
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,153
−HK$1,328/mo
Today · 4.125%
HK$51,481
baseline
▲ 0.50% · 4.625%
HK$54,195
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,962/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,685
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,323
−HK$1,665/mo
Today · 4.125%
HK$55,988
baseline
▲ 0.50% · 4.625%
HK$59,395
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,976/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,611
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,183
−HK$1,595/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,034
+HK$3,256/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,465
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,377
−HK$1,943/mo
Today · 4.125%
HK$65,320
baseline
▲ 0.50% · 4.625%
HK$69,294
+HK$3,974/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,640/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,380
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,214
−HK$1,860/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$75,873
+HK$3,799/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,027
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,485
−HK$2,498/mo
Today · 4.125%
HK$83,983
baseline
▲ 0.50% · 4.625%
HK$89,093
+HK$5,110/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,966/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,917
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,275
−HK$2,392/mo
Today · 4.125%
HK$92,667
baseline
▲ 0.50% · 4.625%
HK$97,551
+HK$4,884/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,334/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,023 · Scale 2, in force from 26 Feb 2026)