LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,904
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,270
−HK$1,387/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,496
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,843
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,153
−HK$1,329/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,195
+HK$2,713/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,685
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,324
−HK$1,665/mo
Today · 4.125%
HK$55,989
baseline
▲ 0.50% · 4.625%
HK$59,396
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,978/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,612
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,183
−HK$1,595/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,035
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,466
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,378
−HK$1,942/mo
Today · 4.125%
HK$65,320
baseline
▲ 0.50% · 4.625%
HK$69,295
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,640/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,380
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,214
−HK$1,860/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$75,874
+HK$3,800/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,027
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,486
−HK$2,497/mo
Today · 4.125%
HK$83,983
baseline
▲ 0.50% · 4.625%
HK$89,093
+HK$5,110/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,966/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,917
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,275
−HK$2,392/mo
Today · 4.125%
HK$92,667
baseline
▲ 0.50% · 4.625%
HK$97,552
+HK$4,885/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,334/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,027 · Scale 2, in force from 26 Feb 2026)