LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,905
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,271
−HK$1,388/mo
Today · 4.125%
HK$46,659
baseline
▲ 0.50% · 4.625%
HK$49,498
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,318/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,844
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,154
−HK$1,329/mo
Today · 4.125%
HK$51,483
baseline
▲ 0.50% · 4.625%
HK$54,197
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,966/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,687
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,325
−HK$1,665/mo
Today · 4.125%
HK$55,990
baseline
▲ 0.50% · 4.625%
HK$59,397
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,980/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,613
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,185
−HK$1,595/mo
Today · 4.125%
HK$61,780
baseline
▲ 0.50% · 4.625%
HK$65,037
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,560/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,468
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,380
−HK$1,942/mo
Today · 4.125%
HK$65,322
baseline
▲ 0.50% · 4.625%
HK$69,297
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,644/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,382
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,216
−HK$1,861/mo
Today · 4.125%
HK$72,077
baseline
▲ 0.50% · 4.625%
HK$75,876
+HK$3,799/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,154/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,030
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,488
−HK$2,498/mo
Today · 4.125%
HK$83,986
baseline
▲ 0.50% · 4.625%
HK$89,096
+HK$5,110/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,972/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,920
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,278
−HK$2,392/mo
Today · 4.125%
HK$92,670
baseline
▲ 0.50% · 4.625%
HK$97,555
+HK$4,885/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,340/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,049 · Scale 2, in force from 26 Feb 2026)