LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,906
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,272
−HK$1,387/mo
Today · 4.125%
HK$46,659
baseline
▲ 0.50% · 4.625%
HK$49,498
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,318/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,845
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,155
−HK$1,329/mo
Today · 4.125%
HK$51,484
baseline
▲ 0.50% · 4.625%
HK$54,197
+HK$2,713/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,968/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,687
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,326
−HK$1,665/mo
Today · 4.125%
HK$55,991
baseline
▲ 0.50% · 4.625%
HK$59,398
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,982/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,614
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,186
−HK$1,594/mo
Today · 4.125%
HK$61,780
baseline
▲ 0.50% · 4.625%
HK$65,037
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,560/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,468
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,380
−HK$1,943/mo
Today · 4.125%
HK$65,323
baseline
▲ 0.50% · 4.625%
HK$69,297
+HK$3,974/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,646/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,383
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,217
−HK$1,860/mo
Today · 4.125%
HK$72,077
baseline
▲ 0.50% · 4.625%
HK$75,876
+HK$3,799/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,154/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,030
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,489
−HK$2,497/mo
Today · 4.125%
HK$83,986
baseline
▲ 0.50% · 4.625%
HK$89,097
+HK$5,111/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,972/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,921
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,279
−HK$2,392/mo
Today · 4.125%
HK$92,671
baseline
▲ 0.50% · 4.625%
HK$97,555
+HK$4,884/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,342/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,054 · Scale 2, in force from 26 Feb 2026)