LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,906
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,272
−HK$1,388/mo
Today · 4.125%
HK$46,660
baseline
▲ 0.50% · 4.625%
HK$49,499
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,320/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,845
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,155
−HK$1,329/mo
Today · 4.125%
HK$51,484
baseline
▲ 0.50% · 4.625%
HK$54,198
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,968/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,687
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,326
−HK$1,665/mo
Today · 4.125%
HK$55,991
baseline
▲ 0.50% · 4.625%
HK$59,398
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,982/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,614
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,186
−HK$1,595/mo
Today · 4.125%
HK$61,781
baseline
▲ 0.50% · 4.625%
HK$65,038
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,562/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,469
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,381
−HK$1,942/mo
Today · 4.125%
HK$65,323
baseline
▲ 0.50% · 4.625%
HK$69,298
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,646/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,383
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,217
−HK$1,861/mo
Today · 4.125%
HK$72,078
baseline
▲ 0.50% · 4.625%
HK$75,877
+HK$3,799/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,156/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,031
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,490
−HK$2,497/mo
Today · 4.125%
HK$83,987
baseline
▲ 0.50% · 4.625%
HK$89,098
+HK$5,111/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,974/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,921
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,279
−HK$2,393/mo
Today · 4.125%
HK$92,672
baseline
▲ 0.50% · 4.625%
HK$97,556
+HK$4,884/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,344/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,061 · Scale 2, in force from 26 Feb 2026)